Latest news on superannuation, retirement planning and saving money
If you’re renting an unfurnished abode for less than two years, rental furniture is the way to go. Along with feeling cosy in your home away from home, leasing furniture comes with many perks. In hard dollars, leasing furniture costs a fraction of the price for new furniture. It just doesn’t make economic sense to pay for furniture that you’ll only need or a short period of time.
If you’ve ever travelled beyond the borders of your home country, you have some crude but useful experience with the global currency markets.
Take a moment to think carefully about your most recent trip. When you arrived at your destination, it’s likely that you exchanged a considerable amount of your home currency for local notes. After bopping about the country for some days or weeks and no doubt spending money like a drunken tourist, you returned to the airport for your departing flight and converted what remained of your local cash hoard into its original form.
Having a long and healthy retirement also means looking after your diet and what you eat. Most of us know that fats in our diet can be bad but some fats are essential and should be part of our daily intake to maintain a healthy diet.
The other day I was doing a bit of a clean-up and sort-out, and came across quite a bit of old jewellery from my younger days. Apart from wondering what I was thinking buying and actually wearing such jewellery, I was in a quandary as to what to do with it. I mean, although it [...]
Small business owners often find themselves in a bind due to a temporary cash-flow problem. It can be very frustrating when you just need to cover a few months until that big contract is completed and the payment comes in, but the bank wants to know nothing about your problems.
If you are retired or within 3 years of retirement then you should be using a 2 bucket investment strategy for retirement.
The reality for many businesses, large and small, across the globe is that sales are the hardest thing to come by and employing talented individuals in both sales and marketing will be the driving force that helps your firm to survive these choppy economic waters.
While some of this is a no-brainer, there’s no denying that as unexciting as moving can be, you can minimise both the stress and cost of the effort with a little forethought and creative planning.
The largest financial market in the world is actually the foreign exchange market, or forex market, with a daily trading volume of about US$4 trillion, more than four times the combined world equities and futures’ trading volume.
When you first started working, it was most likely a time in your life where you’d take anything that was offered. Paying off the rent for your studio apartment and still having a little bit of cash to blow on a few luxury items was most likely as far as you’re long term goals went. [...]
The number of people and businesses with impaired or deferred credit history is huge across the world. Most of the them fail on the parameters of the lending institutions in wake of their troubled credit history. Banks maintain the distance from them as credit lending to such businesses could result in increase of Non Performing Assets (NPA’s) for them.
There is a certain level of comfort that comes from having a nationalized health plan. While certain parts of the world are violently arguing that the last thing they would ever want would be free or reasonably priced health care, we can live comfortably knowing that we’re taken care of. Our national plan certainly has [...]
If you are a temporary or former temporary resident and departed Australia it is possible you can access your super under the condition of release known as Departing Australia Superannuation Payment (DASP).
Advances in technology have resulted in vinyl flooring that can take on all kinds of effects, colours and designs with greater efficacy than ever before. This makes it much easier to finally match your furnishing and decor to your floors without having to lay allergen-attracting carpets down. Now you can enjoy the stylistic benefits of wood flooring without the expensive purchase, long, drawn-out installs, negative environmental impacts or the cost of long-term upkeep. Naturally, innovative homeowners who know about modern designer vinyl floor treatments have totally reversed their opinions on the material.
There are few of us who would turn down the opportunity to pick up a little extra cash each week. Believe it or not, you have it in your ability to reduce your budget substantially by taking a few steps towards increasing the efficiency of your vehicle and the way that you drive your [...]
Whether you’re searching for your first home, purchasing land on which to build, downsizing, or simply looking for a larger home to accommodate a growing family, you should consider ways to make your home eco-friendly well before making a purchase.
Your car insurance ought to cost more than your spare change, but it shouldn’t make you feel like you’re paying a king’s ransom just to get out on the open roads.
If you’re anywhere in Australia on Tuesday 6th November then you will know what is happening. It’s the day a Nation stops to listen to a horse race; The Melbourne Cup.
Excess superannuation contributions tax is an additional tax applied to super contributions which exceed the contribution cap limits. There are two types of contributions which can be made to super and both have a maximum limit per year before the excess tax is applied. The first type of contribution is the pre-tax contribution or officially [...]
It’s time the government reviewed the legislation of applying the highest marginal tax rate on excess contributions. The current system is unfair and harsh and penalises people for making honest or unintentional mistakes when making contributions to super, caused by a confusing and complex superannuation system which is always changing through government manipulation to the rules. The [...]
